Karen Martin is Executive Vice President & Treasurer of Element Fleet Management Corp. (Element). Ms. Martin is responsible for balance sheet management functions including development and optimization of Element’s capital structure and debt programs. Ms. Martin is also responsible for the risk profile of Element through management of the liquidity, interest rate and FX risks. Ms. Martin manages Element’s relationships with its banking syndicate and rating agencies. Ms. Martin has been Element’s Treasurer since 2012 and has served in executive management, treasury and finance positions in public and private financial services companies for over 25 years, including Xceed Mortgage and Canadian Imperial Bank of Commerce. Ms. Martin is a Chartered Financial Analyst (CFA) and a Chartered Professional Accountant (CPA), and holds the professional independent director designation (ICD.D) from the Institute of Corporate Directors and the University of Toronto's Joseph L. Rotman School of Management. Ms. Martin earned her bachelor’s degree in finance and economics from the University of Western Ontario.