ECN operates through two long-standing, market-leading businesses with unparalleled experience and expertise:
- Triad Financial Services - manufactured home loans
- The Kessler Group - consumer credit card portfolios
- Source One Financial - Nationwide consumer lending


  • Secured consumer loan portfolios – Manufactured Housing Loans
  • Pioneer in the industry, 60+ years in business
  • Prime and super-prime, long duration manufactured home loans
  • Originations through decades old national dealer and manufacturer network
  • Loans are originated and managed on behalf of 50+ US banks and credit unions
  • Forecasted managed portfolios of $2.5B+
  • No recourse to loan performance, including credit losses

  • Credit card portfolios – Affinity & Co-branded Credit Cards
  • 40+ years in business
  • Originate and optimize affinity and co-brand credit card partnerships - Over 6,000 partnerships created
  • Transaction advisory services
  • Portfolio acquisitions, exits and transitions
  • Customer acquisition
  • Funding, multi-channel marketing services and data analytics
  • Services provided to 25+ US financial institutions
  • $28B+ of managed and advised credit card portfolios

Since 1999 Source One Financial has provided a small town approach to Nationwide Consumer Lending. Source One supports over 3,000 RV, Camper, Boat, Horse Trailer, Fish House and Compact Tractor Dealerships!

Apply online for a boat loan and get approved in minutes. Our network of 18 banks means you get you a low, low rate for your new or used boat or boat refinancing. Fast, secure, and low rate boat loans and yacht loans.